Retirement & Savings
American Exchange offers a 401K plan through Capital Group | American Funds. To learn more about how the American Exchange retirement plans work, and how to make sure you get the most out of your retirement, click the link below.
Eligibility
You must meet the following criteria to become eligible to participate in the Plan:
- Attain age of 21
- Complete one (1) Year of Eligibility Service during which you complete 1,000 hours of service
You will enter the Plan on the first day of the first month and seventh month of the Plan Year coincident with or next following the time you meet the eligibility criteria specified above.
You are excluded from the Plan if you are a member of any of the following classes of employees:
- Employees covered by a collective bargaining agreement, for purposes of Elective Deferral Contributions, Employer Matching Contributions, Safe Harbor Matching Contributions and Non-Elective Contributions.
- Any leased employee, for purposes of Elective Deferral Contributions, Employer Matching Contributions, Safe Harbor Matching Contributions and Non-Elective Contributions.
- Non-resident aliens, for purposes of Elective Deferral Contributions, Employer Matching Contributions, Safe Harbor Matching Contributions and Non-Elective Contributions.
Need Additional Assistance?
- Enrollment Website (for newly eligible employees): Click Here
- Website for participants once enrolled: Click Here
- Participant servicing Phone number: (800) 421-4120
- Advisor Contact: Laura Owsley/Aon Miller (423) 486-1888
- Participant Mobile App: download the “American Funds RKDirect” 401k App
